Revolutionary Payment Features

Adharpay brings the future of payments to your fingertips - literally

Card-less & PIN-less

No need for debit/credit cards or remembering complex PINs. Just your Aadhaar number is enough.

Biometric Authentication

Highly secure payments using fingerprint or iris scans verified by UIDAI.

Instant Settlement

Real-time credit to merchant's bank account with immediate transaction confirmation.

Wide Reach

Works even in rural and semi-urban areas with minimal infrastructure requirements.

Interoperability

Compatible with multiple banks and financial institutions across India.

24/7 Service

Available anytime, anywhere - breaking the barriers of traditional banking hours.

How Adharpay Works

Simple, secure process for seamless Aadhaar-based payments

1

Provide Aadhaar Number

Customer provides their 12-digit Aadhaar number at the payment terminal.

2

Biometric Authentication

Fingerprint or iris scan is done via Aadhaar Enabled Payment System (AEPS).

3

Verification

System verifies details with UIDAI and customer's bank for authentication.

4

Amount Debited

The payment amount is debited from customer's Aadhaar-linked bank account.

5

Instant Payment

Merchant receives the payment instantly in their bank account.

Benefits of Adharpay

No Cash, Cards or Phones Needed

Make payments with just your Aadhaar number and biometric authentication.

Highly Secure

Aadhaar-based biometric authentication ensures maximum security.

Accessible to All

Easy digital payments even for those without smartphones or banking cards.

Rural Convenience

Perfect for areas where ATMs and card facilities are limited.

No Expensive POS Machines

Accept payments without investing in costly point-of-sale equipment.

Instant Credit

Improve cash flow with immediate payment settlement to your account.

Digital Payment Security

Advanced Security Features

Your transactions are protected with multiple layers of security

UIDAI Verification

Every transaction is verified through UIDAI's secure authentication system.

Biometric Encryption

Fingerprint and iris data are encrypted and never stored on devices.

End-to-End Encryption

All transaction data is encrypted from point of initiation to settlement.

Regulatory Compliance

Adheres to all UIDAI and NPCI guidelines for secure transactions.

Frequently Asked Questions

Get answers to common questions about Adharpay

What is Adharpay?
Adharpay is a digital payment solution that allows customers to pay using their Aadhaar number and biometric authentication, without the need for cards, phones, or PINs.
Do customers need a smartphone for Aadhaar Pay?
No. Customers only need an Aadhaar-linked bank account and biometric verification. No smartphone or special app is required.
How safe is Aadhaar Pay?
Very safe. Payments are verified through biometric authentication and UIDAI's secure system, making it one of the most secure payment methods available.
Can small shopkeepers use Adharpay?
Yes. It is specifically designed for small merchants, kirana shops, and rural businesses with minimal infrastructure requirements.
How fast is the settlement?
Payments are instantly credited to the merchant's bank account, ensuring immediate availability of funds.

Ready to Transform Payments with Adharpay?

Join the revolution of cashless, card-less, and PIN-less transactions that empower both customers and merchants across India.

Get Started Today Request a Demo